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Showing posts from 2009

The Good Shepherd

The Lord is my Shepherd; I have all that I need.
Psalm 23:1 (New Living Translation)

In John 10:11 Jesus calls Himself the “Good Shepherd”, and we are His sheep. So if He is the Good Shepherd, and we are His sheep, why do we walk around worrying about things that are of no concern to us? Is it because we don’t understand the characteristics of a sheep?

Sheep are completely dependent on the shepherd for provision, guidance, and protection. Could that be the problem in our finances? Could it be that we are not completely dependent on Jesus for our provision, for guiding us in our money, and for protecting our money from the devour?

When we allow God, our Shepherd to guide us, we have contentment. When we choose to go our own way, by trying to provide for ourselves, guide ourselves, and protect ourselves, we cannot blame God for the environment we find ourselves in.

When we take God out of the equation we find ourselves in lack, need, and to put it plainly, we find ourselves in a poverty posi…

What Have You Complained About Lately?

Soon the people began to complain about their hardship, and the Lord heard everything they said. Then the Lord's anger blazed against them, and he sent a fire to rage among them, and he destroyed some of the people in the outskirts of the camp. (Numbers 11:1) New Living Bible

Man, the Lord slapped me with this one today!! Today I had to have dental work done, and the total out of pocket for me was $250, and then I had to get Latrell's prescription filled, and that was $20. So needless to say, by the end of the day I was complaining about all this money I had to pay. And then I started to complain to one of my friends "every time I get some extra money I have to spend it on something". And then I called a family member and complained to them about it (because telling just one person wasn't enough for me). :-) Well, that family member got me in check real quick. And she said to me "did you know I don't have any medical insurance, and how much it would have …

4 things you should never do with your credit cards..

(The below is from a post from Susan McCarthy; please check out this link when you get a chance... Great information!! Don't make only the minimum payments. This stretches out your payment and, thanks to the interest, significantly increases your overall cost.Don't carry too many cards. Multiple cards make it easier to rack up debt because it's harder to keep track of your spending. Having lots of cards isn't necessarily bad for your credit, but misusing them is. So limit your plastic to two national cards (store cards often carry higher interest rates) that you manage carefully.Don't miss payment due dates. Not only will you be hit with a late fee-as high as $39 on some cards-but your interest rate could also jump. Sign up for online banking or pay over the phone if you're up against the deadline. (You may pay a processing fee, but it will probably be less than the…

How is Your Stewardship?

Moreover, it is [essentially] required of stewards that a man should be found faithful [proving himself worthy of trust]. I Corinthians 4:2 (Amplified Bible)

Now, a person who is put in charge as a manager must be faithful.
I Corinthians 4:2 (Living Translation)

The definition of a steward is a person who manages another's property or financial affairs; one who administers anything as the agent of another or others. Did you know that God owns everything we have, and He has made us stewards over everything He has given to us, and yes, that includes MONEY!! If you don't believe me let's go to the word about it: Psalm 24:1 tells us "the earth is the Lord's, and everything in it. The world and all its people belong to Him. (Living Translation)

Sounds to me like "God OWNS everything"!! So because the earth and everything in it belongs to the Lord, we are mere stewards or caretakers over His stuff. So shouldn't we be committed to the proper management of what …

Are You A Sower?

For God is the one who provides seed for the farmer and then bread to eat. In the same way, he will provide and increase your resources and then produce a great harvest of generosity in you. II Corinthians 9:10 (The Living Translation)

God gives the sower seed to sow. (Wow how awesome is it that God provides the seed for us to sow?) When we open up our hands to give to others, God opens up His hands to give to us. (Are you opening up your hand today? Or do you have a clinched fist??)

All to often I hear people say "I don't have any money to sow, I'm barely making it myself". Well that's not the way God desires for His people to live. That's why the word says that He provides seed for the sower to sow. I believe if we have a heart to give, God will make sure we actually have something to give. Giving doesn't always have to be monetary gifts, it could be giving clothes that has been hanging in your closets for years away to someone in need. Or it could be giv…

Don't Allow Debt to Become A Generational Curse!

Proverbs 22:6 (The Message Bible) "Point your kids in the right direction - when they're old they won't be lost."

Getting free from debt is not just for us; it's also for our children, and our children's children. Debt can be a generational curse!

When parents are in debt, it usually trickles down to the children. Our children more times than none emulate what the grown ups around them do. If we don't want our children in financial bondage tomorrow, we have to do all that we can do to get out of it TODAY!!

It is our responsibility as parents to teach our children how to handle their money. The best training for our children is for them to develop and implement good money management skills early in life. If we are going to point our kids in the right direction as it relates to money, we must first learn how to apply those directions in our own lives. As parents, we must realize that our attitudes and ways of spending money greatly influences our children.


How's Your Credit Life?

II Kings 4:1b (New Living Version) "A Creditor has come threatening to take my two sons as slaves."

Did you know that we could become slaves to our creditors? Well if you didn't know, now you do. Scripture tells us so! In the bible days, poor people and debtors were allowed to pay their debts by selling themselves or their children as slaves. Now, we know slavery is dead, but we can still be in bondage to our creditor. And it is not God's will that we be in bondage to anyone or anything!

Here are a few things that we can do to avoid becoming slaves to our creditors:
You should only have one credit card, maybe two, but no more than that. Do not pay just the minimum due on your cards, it takes longer to pay them off that way. While you are paying your cards off, don't carry them with you, you will be tempted to use them. Once you pay your cards off, don't carry a balance on them.Pay off your balances in full each month. Only use your credit card as a convenience, …

Do You Have a Vision to Get Out Of Debt?

Do you have a vision to get out of debt, is a good question... And if you don't have a vision to get out of debt, YOU SHOULD!!

Romans 13:8 (The Message Bible) Don't run up debts, except the huge debt of love you owe each other.

Sounds to me like the only debt God wants us in is the debt of Love!! So why are there so many people still battling DEBT? I believe it's because they don't have a vision to get out of debt. Our vision should be "I am going to do whatever it takes to get out of debt".

Begin by allowing God to teach you how to get out of debt; put your finances under His authority, by allowing Him to direct you on how to handle your finances. Make a commitment between yourself and God to stick to your vision on getting out of debt.

Here are a couple of things that happen when you have a vision to get out of debt:
Your vision will speak to you and help you make the right decision with your finances. When you go to spend money on something you don't need, …

Gather Your Money Little by Little!

Proverbs 13:11 (New International Version)

Dishonest money dwindles away, but he who gathers money little by little makes it grow.

Provers 21:5 (The Message)

Careful planning puts you ahead in the long run; hurry and scurry puts you further behind.

What are you doing today to make your money grow? What are you doing today to save your money? You might say "well, what can I do to make my money grow, how can I save money?" My answer is this "gather your money little by little!!"

If God tells us that "careful planning puts us ahead in the long run", I believe Him! If you are like most, saving money is the last thing on your mind, but it shouldn't be. Situations happen everyday that need our attention, and often times need our money; you get a flat tire, you have an unexpected bill to pay, or your child needs something. What do you do if you don't have a surplus, how do you handle those situations?

For those of you who don't know where to begin as it re…

A Poverty Mind-Set

Deuteronomy 8:18 - If you start thinking to yourselves, "I did all this, and all by myself, I'm rich, it's all mine!" Well, think again!

Remember, that God gave you the strength and power to produce wealth!

The person with a poverty mind-set thinks it was all him, and totally forgets about God. Don't be that person!!

Remember who was there when you didn't have anything, remember who came to your rescue when you called on Him, and remember who told you that "all your needs would be met according to His riches in glory by Christ Jesus!! (Philippians 4:19)

Have a most prosperous day!!